Capital that moves with vision.
Optic Capital brokers development finance, mezzanine and equity for ambitious property developers and operators across the UK — structured fast, priced sharp, executed with discretion.

Three disciplines.
One capital stack.
Development Finance
Senior debt structured around your scheme — from ground-up residential to mixed-use and PBSA. Competitive leverage, speed to drawdown.
- Up to 65% LTGDV
- From £1M to £75M
- Day-one to practical completion
Mezzanine Finance
Stretch your equity further. We source second-charge and structured mezzanine to lift gearing and accelerate portfolio velocity.
- Up to 90% LTC
- Flexible coupon & PIK
- Aligned with senior lender
Equity Raising
Joint-venture and preferred equity partners introduced to your project. Long-term capital that backs operators with a track record.
- JV & pref equity
- Family office network
- Discreet introductions
From brief to drawdown.
A disciplined, transparent process. No retainers, no surprises — we're paid when your facility completes.
Brief
Share your scheme — site, costs, GDV, timeline. A 20-minute call is usually enough.
Structure
We design the capital stack: senior, mezz, equity. Indicative terms within 48 hours.
Market
Curated introductions to the lenders and investors most likely to back the deal.
Close
We project-manage diligence and legals through to drawdown. One point of contact.
A clearer line of sight on capital.
Optic Capital is an independent finance brokerage built for property developers, operators and sponsors who need certainty. We sit on your side of the table.
Our team has structured facilities across residential, mixed-use, PBSA, BTR and commercial — from regional schemes to landmark city centre developments. We know which lenders move quickly, which equity partners back conviction, and how to package a deal so the answer is yes.
"We treat every deal like our own balance sheet is on the line — because our reputation is."
Let's structure your next deal.
Send us the brief. Indicative terms within 48 hours. Every enquiry handled directly by a partner.